SBI Q3 profit up 13% at ₹21,317 crore

State Bank of India on Saturday (February 7, 2026) reported a 13.06% rise in consolidated net profit at ₹21,317 crore for the December quarter FY26. The State-owned bank had reported a net profit of ₹18,853 crore for the year-ago period, and ₹21,137 crore in the preceding September quarter.

On a standalone basis, the largest lender in the country reported a 24.48% jump in the December quarter net profit at ₹21,028 crore as against ₹16,891 crore in the year-ago period.

Total income on a standalone basis grew to ₹1,40,915 crore from ₹1,28,467 crore in the year-ago period, while overall expenses were up at ₹1,08,052 crore as against ₹1,04,917 crore in Q3 2024-25.

Gross non-performing assets ratio improved to 1.57% as of December 31, 2025, from 1.73% in September, while the overall provisions came at ₹4,507 crore as against ₹911 crore in the year-ago period. Overall capital adequacy ratio stood at 14.04% as of December 31, 2025, with the core buffer at 10.99%.