Image used for representative purpose only. | Photo Credit: Reuters In line with the sharp rise in gold prices, gold loans have emerged as second largest retail credit product after housing loans. Gold loans have grown 3.8 times since March 2022 and now account for 11.1% of the retail credit portfolio by balance share, according to TransUnion CIBIL’s latest Gold Loan Landscape Report. The origination value has risen 5.1 times since early 2022, the report said, while the average ticket size has more than doubled from ₹90,000 to ₹1.96 lakh, pointing to a growth in both borrower adoption and borrowing depth. Published – April 15, 2026 11:23 am IST Share this: Click to share on WhatsApp (Opens in new window) WhatsApp Click to share on Facebook (Opens in new window) Facebook Click to share on Threads (Opens in new window) Threads Click to share on X (Opens in new window) X Click to share on Telegram (Opens in new window) Telegram Click to share on LinkedIn (Opens in new window) LinkedIn Click to share on Pinterest (Opens in new window) Pinterest Click to email a link to a friend (Opens in new window) Email More Click to print (Opens in new window) Print Click to share on Reddit (Opens in new window) Reddit Click to share on Tumblr (Opens in new window) Tumblr Click to share on Pocket (Opens in new window) Pocket Click to share on Mastodon (Opens in new window) Mastodon Click to share on Nextdoor (Opens in new window) Nextdoor Click to share on Bluesky (Opens in new window) Bluesky Like this:Like Loading... Post navigation Election officials conduct SVEEP activities during IPL cricket match in Chepauk World Heritage Day special: Meet IT professional Ramesh Vangipuram, who embarked on a journey to retrace the Chola army’s march to the Gangetic plains